Is there a redemption period after a Louisiana sheriff's sale?
For a mortgage foreclosure, generally no. Louisiana does not give the former owner a statutory right to pay a set amount after the sheriff's sale and take the house back. Once that sale is complete, the usual ways to keep the house have already passed.
That is the opposite of what people have heard about some other states, where a homeowner has months after the auction. Do not plan on those months here. A Louisiana lawyer can read your papers and tell you if your case is an exception. We cannot.
Want a cash offer, or to have us take over the payments? Call or text Charlie at (318) 714-4321, or Get My Cash Offer. Cash is not promised on every house. No fee, no obligation.
What people mean by redemption
"Redemption" is the idea that the old owner can reclaim the house by paying the debt, or the sale price, after someone else has bought it. In a Louisiana mortgage foreclosure, that right generally is not there.
What does exist, before the sale, is the chance to catch the loan up, pay it off, sell the house yourself, or ask a court to stop the sale in the cases where the law allows it. Those are not redemption. They are steps that happen while you still own the house.
Our guide on what happens after a sheriff's sale covers the sale itself, deficiency judgments, and removal of anyone who stays. This page is only the redemption question.
A tax sale is not this sale
Louisiana changed the property-tax sale rules on January 1, 2026. An owner who loses a house for taxes generally has a period to pay the tax debt. That period is not the rule for a mortgage foreclosure. Our guide on property taxes in Louisiana is the tax page. Do not mix the two dates.
What to do if a sheriff sale is still ahead
The weeks before the sale are the time the redemption question does not have to be asked.
- Confirm the date. In Caddo Parish the sale is on Wednesdays at 10 AM at the courthouse in Shreveport. Read how to stop a Caddo sheriff sale.
- Ask the servicer, in writing, what it takes to reinstate or pay off.
- Talk to a free HUD-approved counselor and to a lawyer.
- If a sale of the house is one option, start it early enough for a title company to get a payoff.
We buy houses as they sit. A closing before the sheriff's date can pay the loan off through the title company. Cash is not promised on every house. We do not promise to stop the sale, and we do not negotiate with your lender.
We are not a law firm, a lender, or a housing counselor. Nothing here is legal advice. A lawyer reads your notice. We buy houses.
After the sale
If the sheriff has already sold the house, call a lawyer before you spend money on a plan to "redeem" it. The general rule is that you cannot. The new owner who wants someone out has to use the court process. Do not ignore papers from that case.
Updated November 2, 2026